Latest Research

Why Opening a Bank Account Should Be Part of Cashing a First Paycheck

November 10, 2016

A first paycheck is a teachable moment, which is why Congress included a financial education requirement when it last re-authorized summer youth employment programs around the

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Why Financial Education is a Life-Long Need

November 3, 2016

As individuals age, their financial literacy declines but their confidence in financial decision-making holds firm, a recent report shows. That is a worrisome combination. Half

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Saving, Yes–But Still not Building Wealth

November 3, 2016

As the Millennial generation takes wing—the oldest will turn 36 next year—it is becoming clearer that its lack of financial literacy poses great risks, according

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How to Make Banks Easier to Understand

November 2, 2016

Perhaps the battle for global financial literacy should begin, not in classrooms and places of work, but inside the walls of our largest financial institutions.

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How Education, Region and Sex Weigh on Financial Education

October 30, 2016

Academics and policymakers  have been talking about the National Financial Capability Study since its summer release showed positive trends in how Americans experience their financial lives.

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How Smartphones May Complicate, not Simplify, Your Financial Life

October 26, 2016

Smartphones have become a pipeline to our financial information, from daily transactions and account balances to 401(k) contributions and stock trades. the Federal Reserve reports

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Financial Access Without Financial Know-How Won’t Get You Very Far

October 25, 2016

A big assumption that banks and financial literacy experts make is that under-served populations will be better off if brought into the mainstream of financial

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How Financial Education Can Narrow the Wealth Gap

October 18, 2016

Education generally correlates with financial know-how. The higher your degree, the greater your ability to sort out personal financial issues. That is true whether a

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